First Time Homebuyer Education Classes

We offer In-Person and Online First Time Homebuyer Education Classes.

Project Sentinel provides a HUD 8-hour First Time Homebuyer Education class once a month.  Please note that the class includes the mandatory completion of the agency's Assessment prior to attending the class. 

 

Please inquire about special accommodations if participants have a mobile, visual, or hearing impairment. 

The classes meet HUD requirements for obtaining an 8-hour HUD certificate and is valid in all United States territories.  This certificate is required in order to participate in various BMR (Below Market Rate), BMP (Below Market Program), and DPA (Down Payment Assistance) homebuyer programs and or loans. For additional information, please see the "Frequently Asked Questions" section below.

We have had to increase our fees due to the fact that we are currently not funded by our local city or county. 

Online Homebuyer Education Class

$99.00 fee per participant.

Course is available in Spanish.

To Receive a Certificate you must:

1. Complete the online course

2. Schedule & attend a one on one counseling session

 
 

In-Person Homebuyer Education Class

There is a $99.00 fee per person.

To Receive a Certificate you must:

1. Attend the entire class

2. Turn in the Assessment

Step 1:

"Is this Course

right for me?"

Make sure the program you are applying for accepts online courses.

Refunds are not available.

Step 2:

Register for

the Course

$99.00 fee per pariticpant

One certificate per account. 

If a spouce or significant other needs a certificate, they will have to register on their own and complete the course.

Step 3:

Complete the Course

Complete the Course at your own pace.

Access is available 24/7.

Step 4:

Schedule a Counseling Session

Call or Email to schedule an appointment.

  You must complete counseling to receive your certificate.

 

Step 1:

Download Assessment

Participants must complete the Assessment prior to the class.

We will collect the last page.

Step 2:

Register For A Class

Select a class date to attend. 

There is a $99.00 fee per person.

Step 3:

Attend Class

Please arrive on time.

Doors automatically open at 8:00am.

Late arrivals will not be admitted.

Step 4:

"I attended a class,

what do I do now?"

Inquire about free 1:1 counseling.

Or sign up for one of our free Homeownership Fairs.

 
 

Frequently Asked Questions

What topics will the class cover?


  • Local BMR and DPA programs that are available
  • Can I afford the house I have been looking at?
  • How does my credit score impact my mortgage payment?
  • How do I know whether I have a good credit score?
  • What can I do if there is a negative entry on my credit report?
  • Should I use a mortgage broker or go to a bank?
  • How do I choose a Mortgage Consultant?
  • What kind of loan is best for me?
  • What is a pre-approval and do I need it?
  • Should I use a realtor or a real estate agent?
  • How do I choose a Real Estate agent?
  • What do all of the disclosure forms mean?
  • When should I waive the contingencies?
  • How do I deal with all the loan application and escrow forms?
  • What kinds of insurance will I need?
  • How long does this whole process take?
  • What do I do if I feel I have been subject to housing discrimination?




What is provided for me at the class? (In-Person)


We provide one class manual per person, lunch, an assortmanet of lunch snacks, and bottled water. We do not provide breakfast or coffee. We do provide vertiarian options for lunch, but we DO NOT provide vegan options. Please bring your own meals if we are unable to meet your needs.




What should I bring to the class? (In-Person)


Please bring your completed Assessment, a pen, and any note-taking medium that you would like to have with you (notebook, laptop, etc).




Does the HUD 8-Hour Certificate have an expiration date?


The HUD Certificate itself does not have an expiration date and is valid in any United States territory. However, based on the program that you are applying for, the certificate may “expire” based on the program's regulations.




Can I bring my child? (In-Person)


No, please do not bring children to the class.




Is there a wait list for the classes? Are walk-ins weclome? (In-Person)


There is no waitlist for any of our HUD 8-Hour classes. No, walk-ins are not welcome. Each particpant must pay for their own seat.




Can I refund my class ticket purchase? Can I reschedule? (In-Person)


Class tickets are Non-Refundable. You are able to reschedule ONCE to a different class date. Please email gvalero@housing.org if you need to reschedule.




I'm interested in DPA, BMR, & BMP programs, where should I start?


DPA, BMR, & BMP programs and those program requirements depend on the city or county that they are in. Start by looking at which city or county you would like to live in, from there go to that city's or country's website and see if they have any programs listed.





 

Have additional questions?

Need a reissued certificate?

Contact us!

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Project Sentinel, 1490 El Camino Real, Santa Clara, CA 95050

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