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Foreclosure Prevention, Mortgage Delinquency & Default Counseling 

County Service Area: Alameda, Merced, Monterey, San Benito, San Joaquin, San Mateo, Santa Clara, Santa Cruz, & Stanislaus.

If interested in Foreclosure Prevention Counseling, please follow the steps below.


Counseling available to homeowners, free of charge, who are in default or concerned about their ability to maintain their mortgage payment. Through education, awareness, and proactive homeowner involvement, homeowners will be able to stabilize household finances and mortgage payments.

Please note that we do not provide any sort of monetary assistance to help clients resolve their delinquency--we are only a housing counseling agency. 

Contact Us

We will determine which stage of foreclosure you are in.

Be prepared to give basic information about yourself.

Complete Intake Packet

Once we have received an intake packet it will be entered into our system.

Your case will be assigned to a Housing Counselor.

A Housing Counselor Will Contact You

After reviewing the intake, the counselor will contact you to make an appointment.


You may be asked to provide additional documents.

MDD Steps
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