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HUD Homeownership Counseling - Typical Questions

• Can I afford the house I have been looking at?
• How do I know whether I have a good credit score?
• What can I do if there is a negative entry on my credit report?
• Should I use a mortgage broker or go to a bank?
• What kind of loan is best for me?
• What is pre-approval and do I need it?
• Should I use a realtor or a real estate agent?
• How do I deal with all these loan application and escrow forms?
• What kinds of insurance will I need?
• How long does this whole process take?

• Where do I look for lost cost rentals and what is the best way to search?
• What government programs are available?
• Are there long waiting list?
• What if I have no money for the security deposit?
• Are there special programs for seniors or persons with disabilities?
• What government programs are available?

We can answer these questions and questions like them. Please call us at: (888) 331-3332 (408) 720-9888 Preventing foreclosure - Free information